Capital for Growth

When you are in need of a financial boost for your business, you want to deal with a company that you can trust. Crossroads Capital Finance Group is a provider of quality commercial finance services. Our company offers a wide range of financing options:

  • Accounts receivable financing: Uncap Your Growth by Factoring Accounts Receivable – Factoring accounts receivables is a great way to utilize your company’s assets. With this type of financing you do not have to depend upon your own or your company’s credit; instead, it is based upon the credit of your customers. You are selling your accounts receivable, or the accounts that regularly pay for your services over a period of time, usually 30, 60, or 90 days.
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  • Commercial Real-Estate financing: Our Diverse Programs Include The Following –
    • Bridge Loans: We provide the capital needed to close the deal on different types of jobs, including development and raw land projects.
    • SBA 7a and 504 Loans: Under this loan we give financing for owner occupied properties, as well as flagged and non-flagged hotels.
    • Commercial Mortgage Backed Securities (CMBS) Loans: With our understanding of the process, we can provide these loans for both commercial real estate and flagged hotels.
    • HUD and FHA Lending: This form of financing can be utilized for the acquisition, refinancing, rehabilitation or new construction of several different facilities, including multifamily rental housing, senior housing and health care facilities.
    • Construction Financing: We have the experience necessary to provide this financing option for new projects that suit your needs, and we can sometimes structure it to permanent financing.
    • Equity and Mezzanine Financing: We are extremely successful at securing this type of loan due to our access to high net worth investors and various capital sources.
    • Conventional Programs: This option is offered in markets nationwide for multifamily, mobile home parks, hotels, industrial, office, self-storage and retail purchases.
    • International Commercial Real Estate Financing: With our extensive experience in foreign markets, we can structure debt, mezzanine or equity financing for various types of properties.
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  • Business-to-Consumer financing: Expand Sales Opportunities With Consumer Financing – Do you offer products and services for less than $10,000? Let us help you provide financial assistance to your customers. We have different consumer finance options that would allow your consumers to gain financing through your company to purchase your products. Implementing such tactics can yield great benefits:
    • Enhance consumer loyalty
    • Attract more customers
    • Create greater brand awareness

    There are also additional advantages to your customers, such as gaining access to more products that they may need and will enjoy. Whether you own a medical office, travel business, retail store or something different, we have your customers covered.

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  • Equipment financing: There are several advantages to equipment financing:
    • You are able to make monthly payments at a fixed rate, versus a variable rate on regular financing.
    • A lease poses no threat to your business credit.
    • It provides you with the flexibility to quickly exchange your equipment when necessary to adapt to changes within the industry.
    • There is less of a down payment required for a lease than a purchase.
    • With equipment being considered a pre-tax expense, you stand to save 30 to 40 percent on your equipment when you lease instead of buy it.

    Equipment Leasing Options
    Along with all of the advantages of financing, there are also different equipment leasing options to choose from:

    • Startup programs to aid companies that are within their first two years of business
    • Options for businesses with B, C and D levels of credit
    • Leasing for government or municipal entities with guaranteed approval
    • Sale and lease back options that allow you to gain the capital that you need by selling your equipment. We own it while you use it through the duration of your lease, and you own it again after the lease term.
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  • Franchise financing: Though there are different franchise financing options out there, we strive to set ourselves apart. What makes our program such a quality option is the fact that it is comprised of desirable facets. We offer the following loan criteria:
    • Lending to first time owners
    • Up to 90% LTV
    • Rates as low as 6%
    • Extra cash for Working Capital
    • Up to 25 year terms
    • No pre-payment penalties
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  • Merchant Cash Advance:

    Merchant cash financing is designed for small business owners who don’t yet qualify for traditional loans. Even if your score is low or you’ve yet to establish credit, we’re fully flexible when it comes to approval. Better still, you enjoy quick access to cash without losing current equity, and you’re not tied down to large payments during offseason.

    Enjoy up to $200,000 in instant funds with a merchant cash advance from Crossroads Capital Finance Group. It’s a simple, convenient and quick solution when you’re trying to leverage your operational cash flow.

    A cash advance is not a loan. It’s a small-scale financing option with short terms and small regular payments. We’ll purchase a fixed dollar amount of your business based on your current and future operations. In other words, you get a lump-sum deposit without being tied down to a large, long-term payback. We’ll simply collect a percentage of your daily credit and debit receivables. All major providers are covered, including VISA, American Express, MasterCard and Discover.

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  • Small Business Loans:
    • Equipment and Real Estate Financing – A small business loan can be used to leverage those assets that exhaust the most resources. Whether you’re in need of medical supplies, a fleet upgrade or heavy machinery, we’ll help you secure the equipment you need. SBA funds are also available for a variety of single-purpose and non-conforming commercial real estate properties, including:
      • Restaurants
      • Auto repair shops
      • Healthcare clinics
      • Retail stores
      • Daycare centers
      • Industrial facilities
      • Warehouses
      • Laundromats

      Acquisition Loans – If you’re solid on cash flow and internal management, apply for a small business acquisition loan and enjoy up to $1.25 million per year. We offer 15-year terms with fully amortized rates. You eliminate balloon payments, and there’s no cost if you pay your note back early.

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    • Unsecured Business Lines of Credit:

      Are you looking for a loan solution to supplement a dwindling cash flow? Unsecured business lines of credit from Crossroads Capital Finance Group give you the freedom to seize those sudden opportunities and expand your business.

      A-Paper Rates

      Every qualified customer enjoys competitive rates, anywhere from 0% introductory to 5% above prime. We simply don’t offer subprime rates, even on basic credit cards.

      No Collateral Required

      Never worry about tying up valuable fixed assets. Better still, we won’t ask for anything up front. If you’ve just recently opened, you’ll likely need the help of a qualified cosigner.


      Your exact loan amount is based on your debt-to-income ratio and the overall profitability of your business. Newer companies without established revenue streams can expect between $25,000 and $100,000. If you run a more seasoned operation, you may qualify for as much as $500,000 in available credit.

      Flexible Terms

      Flexible borrowing means more peace of mind, and we let you borrow according to your industry patterns. Unsecured borrowing is a safe solution, even when you just need a quick way to cover your expenditures.

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    Our broad portfolio of business loan options allows us to provide the financing that our clients need. We not only grant the funds, but we also offer knowledge and support necessary to make the financing process as smooth as possible.